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.bd{font-size:14.5px;color:var(--slate);line-height:1.5;margin:7px 0 0;max-width:52ch}.broker-cta{display:flex;flex-direction:column;gap:8px;align-items:stretch}.why{margin:22px 0 0;padding:4px 0 0}.why h5{margin:0 0 12px;font-family:var(--serif);font-size:14px;font-weight:600;color:var(--ink);letter-spacing:.02em}.why ul{margin:0;padding:0;list-style:none;border:1px solid #ece6da;border-radius:16px;overflow:hidden}.why li{display:flex;gap:14px;align-items:flex-start;font-size:14px;color:var(--slate);line-height:1.45;padding:16px 20px;border-bottom:1px solid #f3eee4;background:#fcfaf5}.why li:last-child{border-bottom:0}.why li .ck{flex:none;margin-top:1px;width:18px;height:18px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-size:11px}.why li .ck-no{background:var(--down)}.why li.neg{color:var(--ink-2)}.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.chip{font-size:12px;font-weight:500;color:var(--ink-2);background:#fff;border:1px solid #ece6da;padding:6px 12px;border-radius:999px}.result-foot{margin-top:20px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}.result-foot .disclaim{margin:0}.result-foot .retake{flex-shrink:0;white-space:nowrap}.result-foot .retake .retake-i{font-size:16px;line-height:1}.disclaim{font-size:11px;color:var(--muted);line-height:1.5;max-width:60ch}@media(max-width:560px){.opts.cols-3,.opts.cols-4,.opts.opts-expo{grid-template-columns:1fr}[data-calc-mount]{padding:26px 22px 30px}.broker-card{grid-template-columns:1fr;text-align:left}}.footer{margin:0;padding:0}.foot-inner{background:var(--ink);color:#cdd6e4;padding:50px var(--pad-x) 40px;border-radius:0}.foot-top{display:flex;align-items:flex-start;justify-content:space-between;gap:36px;flex-wrap:wrap;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.12)}.foot-top .mark{font-family:var(--serif);font-weight:600;font-size:24px;letter-spacing:-.01em;color:#fff}.foot-top .mark .dot{color:var(--gold-2)}.foot-nav{display:flex;gap:28px;flex-wrap:wrap}.foot-nav a{font-size:14px;font-weight:500;color:#cdd6e4;text-decoration:none;transition:color .15s}.foot-nav a:hover{color:#fff}.foot-bottom{margin-top:28px}.foot-legal{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.foot-legal p{font-size:12px;color:#9fadc4;margin:0;line-height:1.6}.foot-legal strong{color:#cdd6e4;font-weight:600}@media(max-width:760px){.foot-legal{grid-template-columns:1fr}}.lead-shell{max-width:720px;margin:36px auto 0}.lead-form{padding:34px 36px 30px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--hair)}.lf-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.lf-field{display:flex;flex-direction:column;gap:7px}.lf-label{font-family:var(--mono);font-size:12px;font-weight:500;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}.lf-field input{font-family:var(--sans);font-size:15px;color:var(--ink);padding:12px 15px;border-radius:var(--r-md);background:#fcfaf5;border:1px solid #ece6da;outline:none;transition:border-color .18s,box-shadow .18s}.lf-field input::placeholder{color:var(--muted)}.lf-field input:focus{border-color:var(--gold);box-shadow:0 0 0 3px #a9854f2e}.lf-consent{display:flex;gap:11px;align-items:flex-start;margin-top:20px;font-size:13px;line-height:1.55;color:var(--slate);cursor:pointer}.lf-consent input{margin-top:2px;width:16px;height:16px;accent-color:var(--gold);flex-shrink:0;cursor:pointer}.lf-consent a{color:var(--gold);text-decoration:underline;text-underline-offset:2px}.lf-actions{display:flex;align-items:center;gap:18px;margin-top:22px;flex-wrap:wrap}.lf-note{margin:0;font-size:13.5px;font-weight:500;color:var(--gold)}@media(max-width:560px){.lf-grid{grid-template-columns:1fr}.lead-form{padding:26px 22px 24px}}.cookie-banner{position:fixed;left:50%;bottom:18px;z-index:200;width:min(700px,calc(100% - 32px));display:flex;align-items:center;gap:18px;padding:16px 20px;background:#fff;border:1px solid var(--hair);border-radius:var(--r-lg);box-shadow:0 30px 60px -30px #0c234066;opacity:0;transform:translate(-50%) translateY(14px);pointer-events:none;transition:opacity .28s ease,transform .28s ease}.cookie-banner.is-open{opacity:1;transform:translate(-50%) translateY(0);pointer-events:auto}.cookie-banner[hidden]{display:none}.cb-text strong{display:block;font-family:var(--sans);font-weight:600;font-size:14px;color:var(--ink);margin-bottom:3px}.cb-text p{margin:0;font-size:12.5px;line-height:1.5;color:var(--muted)}.cb-text a{color:var(--gold);text-decoration:underline;text-underline-offset:2px}.cb-actions{display:flex;gap:10px;flex-shrink:0}.cb-btn{font-family:var(--sans);font-size:13.5px;font-weight:600;cursor:pointer;padding:10px 18px;border-radius:999px;white-space:nowrap;transition:background .18s,transform .18s,border-color .18s,color .18s}.cb-accept{background:var(--ink);color:#fff;border:1px solid var(--ink)}.cb-accept:hover{background:#15315c;transform:translateY(-1px)}.cb-reject{background:#fff;color:var(--ink-2);border:1px solid #ddd4bf}.cb-reject:hover{color:var(--ink);border-color:var(--gold)}.foot-nav .foot-cookie{cursor:pointer}@media(max-width:620px){.cookie-banner{flex-direction:column;align-items:stretch;gap:12px;bottom:10px}.cb-btn{flex:1;padding:12px 14px}}@media(max-width:560px){.nav-menu>summary .ml{display:none}.nav .btn-pill{padding:11px 16px}}